As far as the banking industry is concerned - and I am sure it must be true for various industries as well - is that the only thing that is constant is change. Your business models are changing, the customer demands are changing and the regulations are changing constantly.

Chanda Kochhar

The business models in enterprise have changed pretty dramatically. A huge problem with enterprise software traditionally has been usually you sell to the customer and then they adopt the technology. The great thing about 'freemium' and the new way enterprise software is being sold is you get to try it first and then buy it.

Aaron Levie

Kevin Systrom of Instagram used to work for us as a consultant in the early days of Mint. I knew him a long time ago. Maybe I could have gotten in there. But with photo sharing, I don't know if there's an obvious business model. I don't think there's a competitive, sustainable advantage.

Aaron Patzer

Mint's business model became, 'We'll go for free, and then we'll find these savings opportunities for you.' You know, better interest rate on your credit cards, when should you consolidate your student loans, when does it mathematically make sense to refinance your mortgage, and Mint figures all that stuff out for you.

Aaron Patzer

If you think about photo sharing sites, the mobile photo sharing and social, there's no competitive advantage, there's no obvious business model, so I never play with anything like that. I avoid it like the plague.

Aaron Patzer

But HBO is less interested in how many people are watching than in how much the people who are watching are liking the show. They didn't set up their business model to make writers happy. It's just a nice unintended consequence.

Aaron Sorkin

With innovative companies and products like Tencent's WeChat messaging service and novel approaches to artificial intelligence and various business models, China rapidly is becoming an innovator in its own right.

Adam Lashinsky

Once you understand business models you can then start prototyping business models just like you prototype products.

Alexander Osterwalder

The same products, services or technologies can fail or succeed depending on the business model you choose. Exploring the possibilities is critical to finding a successful business model. Settling on first ideas risks the possibility of missing potential that can only be discovered by prototyping and testing different alternatives.

Alexander Osterwalder

You need to be naive enough to do things differently. No big publishing house would have allowed us to co-create a fully designed, four color business book in landscape format - because it was contrary to the publishing industry logic. However, we thought of Business Model Generation as a product, not just a book - similar to Apple products.

Alexander Osterwalder

The more you drive positive change, the more enhanced your business model.

Anand Mahindra

I don't think the disruptor and the business model of a disruptor necessarily is an indication of the topography of the future. If it did, you would say then that everyone will make high-end electric cars, when the answer is clearly no.

Anand Mahindra

My entire business model is to go on offense.

Andrew Breitbart

There are over 2,000 direct clones of the Groupon business model. However, there's an equal amount of proof that the barriers to success are enormous. In spite of all those competitors, only a handful are remotely relevant.

Andrew Mason

Groupon as a company - it's built into the business model - is about surprise. A new deal that surprises you every day. We've carried that over to our brand, in the writing and the marketing that we do, and in the internal corporate culture.

Andrew Mason

One way to mitigate our risk is to invest in companies with understandable business models.

Andrew Tan

Xerox's innovative technology and service offerings - delivered through an expanding distribution system with a lean and flexible business model - continue to solidify our market leadership, driving consistently strong earnings performance.

Anne M. Mulcahy

Governments, whether right or left, have become commissioners-in-chief, nudging and cajoling networks into preferred business models without the slightest sensitivity or awareness of what the public wants or the TV industry is capable of.

Armando Iannucci

Every year, in our country, we churn out more job seekers rather than job creators. We have to look at new business models, identify a problem, and work on a solution for the same. Today, the machines I have created have provided employment to many women in the rural areas across the country. Why can't youngsters follow suit?

Arunachalam Muruganantham

Our business model is primarily that of consulting, engineering, system integration, and managed services.

Azim Premji

Napster has pointed the way for a new direction for music distribution, and we believe it will form the basis of important and exciting new business models for the future of the music industry.

Barry Diller