Mint's business model became, 'We'll go for free, and then we'll find these savings opportunities for you.' You know, better interest rate on your credit cards, when should you consolidate your student loans, when does it mathematically make sense to refinance your mortgage, and Mint figures all that stuff out for you.
Aaron Patzer
Sometimes there are customers who get in difficulty because of situations that are out of their control. These are customers with genuine needs, and the role of the bank is to accommodate these customers, and there is a real need to reschedule the loans of these customers.
Abdul Aziz Al Ghurair
In my own work, I have written about how our public sector bank officials avoid making any new lending decisions - because lending always exposes them to some (infinitesimal) risk of being blamed for the loan going wrong.
Abhijit Banerjee
Our abode in this world is transitory, our life therein is but a loan, our breaths are numbered and our indolence is manifest.
Abu Bakr
The Cleveland Cavaliers are forced to play in something called the 'Quicken Loans Arena.' This is a terrible name for a sports venue.
Adam Schlesinger
Whether we are working to pay off student loans, credit card debt, paying for elder or childcare, or even trying to save for retirement, the idea of the American dream still remains just that - a dream.
Adrienne C. Moore
Not being able to afford many of the basic necessities to survive, I placed all my loans in forbearance, enrolled in food stamps and Medicaid, and took on part-time jobs anywhere I could find them.
Investment in Shriram will actually enable us to enter some of the retail segments such as vehicle financing, consumer and gold loans, and other products such as insurance, mutual funds, among others, where we wanted to have a footprint.
Ajay Piramal
I'm willing to fight for Social Security, Medicare, student loans, U.S. jobs, equal pay, progressive taxation and full employment.
Alan Grayson
Like many other banks and finance companies, Green Tree used a process called securitization to resell its home loans to outside investors. Green Tree grouped thousands of these small loans into a pool worth hundreds of millions of dollars.
Alex Berenson
Trailer home borrowers, mostly near the bottom of the economic ladder, often default on their loans.
Normally, banks record profits on loans only as they are repaid, whether they securitize the loans or hold them on their books.
Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.
Alexa Von Tobel
One of the biggest problems out there that I hear from my friends in the business community is that there's no lending, that it's tough to get a loan today.
Alexi Giannoulias
Part of Obamacare eliminated the private sector financial market that engages in giving college student loans. I mean, now the federal government has taken over college student loans, so I sit back and strategically look at this and say this just cannot be happening.
Allen West
I am relieved that I can pay back my school loans.
Amy Sherald
Student loan debt is a real problem. People want to have serious conversations about that.
Ana Kasparian
Crippling student loan debt doesn't just affect those who took out loans to get an education. It harms all of us because we can't have a healthy economy without a strong middle class to stimulate it.
To have come of age during and after the global financial crisis of 2008 is to belong to a generation often unable to do what an American could once expect, and to do what was once expected: Get a job, pay off student loans, and find a place of your own.
Anand Giridharadas
As rural people like to maintain a good name in society, they are more honest about repaying loans.
Ananya Birla
Start step by step. I didn't start being a big company in the beginning. You go to the bank for loans when nobody knows about you.
I think my mom and dad both wanted to get across to me that... I obviously grew up with great privilege and was very lucky and was able to afford college and not have student loans, and they would pay for college, but beyond that, it would be up to me to make a living.
When you get to college, they're never teaching you how to start a credit line or get a loan on a car, things of that nature.
I come to Fulham on loan, they haven't paid anything for me. I'm just here to play football and they see that I want to give everything. I get the feeling that they give me something so that I can be at my best.
I would like to pilot a government-led scheme, alongside Help to Buy, to offer a loan to young people on a reasonable income to be able to pay the deposit on a new home and then swap their high rents for a mortgage and actually have a place of their own.
The only time I've ever taken out a loan is for the building work I had done at our house and I did that by extending the mortgage.
Why do we have financial crises? Why do banks lose money? If history is any guide, it hasn't often been the result of speculative bets. It has been the result of banks making loans to individuals and businesses who can't pay them back.
Weddings are super expensive. It is difficult to make money, but it flows out in weddings. Everybody wants it so elaborate without realizing it. People take loans to impress people. We didn't want to do that.
Maintenance grants, a proud Labour achievement which made it easier for children from lower and middle income families to go to university, have been abolished in one fell swoop. To be replaced with loans.
Ending up-front fees should make it far easier for all students to go to university as they will no longer have to pay up to /1,125 out of their loans at the start of each year. Student loans will also rise to meet average living costs.
I had hoped that the board would accept Johnny Hon's offer of a loan to buy the stadium back for the club, as I think this would be best way of continuing the long tradition of Cambridge United in Cambridge - and it was a generous offer.
Poorer students take out larger loans and will have to contribute more to the cost of higher education.
Never ask for small loans.
In our modern world of interdependent nations, hardly any state can wage war successfully without raising loans and buying war materials of every kind in the markets of other nations.
When borrowers anticipate that politicians might cancel their loans, they stop paying.
If you look at the international markets, for projects that are capital-intensive, the minute the construction phase is completed and production is supposed to start, normally all these loans get refinanced.
I worked in WH Smiths on Sloane Square and my first boss was a woman called June. My shift was half a day on Saturdays, and nine to six on Sundays. I was in and out of the place and only turned up when I wanted to.
I will get a loan and pay the money the court asks for. But I will not lay down my writing and I still say this was an important book to write.
American business would be run better today if there was more alignment between CEOs' interest and the company. For example, would the financial crisis of 2008 have occurred if the CEO of Lehman and Morgan Stanley and Goldman and Citibank had to take a very small percentage of every mortgage-backed security... or every loan they made?
As alleged, David Hu directed a multimillion-dollar, years-long scheme to defraud investors. Putting profit ahead of his fiduciary duties, Hu allegedly mismarked millions of dollars of loan assets to cover up millions in losses. Hu also created fake entities and loans, and falsified paperwork to deceive auditors and avoid detection.
And we can see the positive impacts right here at Solyndra. Less than a year ago, we were standing on what was an empty lot. But through the Recovery Act, this company received a loan to expand its operations. This new factory is the result of those loans.
The People's Republic of China has not yet reached the military might of the Soviet Empire. It requires a little more time and a little more infusion of Western aid, loans, technology and the hard currency of our tourists.
No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced or even coming at a higher interest rate.
Especially if you're over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement.
Lenders, including major credit companies as well as payday lenders, have taken over the traditional role of the street-corner loan shark, charging the poor insanely high rates of interest.
I have done a lot of work for affordable housing, rental housing. I understand the rap on me and other liberals is, oh, we push poor people into homeownership. And it's exactly the opposite of the case. We were trying to prevent those kinds of bad loans.
Deflation can be particularly dangerous when a financial system is shaky, with household and corporate balance sheets in poor shape and banks undercapitalized and heavily burdened with bad loans.
Banks will have to win the confidence of their customers through fair dealing, making good loans, and remaining financially healthy.
All the Federal Reserve can do is make loans against collateral.
We were right about the slush fund. But Sloan did not testify about it to the Grand Jury.
