Financial inclusion matters not only because it promotes growth, but because it helps ensure prosperity is widely shared. Access to financial services plays a critical role in lifting people out of poverty, in empowering women, and in helping governments deliver services to their people.

Sri Mulyani Indrawati

Women Power Men

Accounting for the unpaid care economy can drive progressive policies such as paid family leave, social security credits for early childcare, tax credits, and quality early childhood education.

Sri Mulyani Indrawati

Family Education Car

Financial inclusion matters not only because it promotes growth, but because it helps ensure prosperity is widely shared. Access to financial services plays a critical role in lifting people out of poverty, in empowering women, and in helping governments deliver services to their people.

Sri Mulyani Indrawati

Women Power Men

Corruption, money laundering, and tax evasion are global problems, not just challenges for developing countries.

Sri Mulyani Indrawati

Money Us Up

At the World Bank, we are already working with our clients in developing countries to improve their governance systems, collect taxes, fight corruption, and recover stolen assets.

Sri Mulyani Indrawati

Work World Working

If women had equal access to fertilizer and modern farm machinery, developing countries would produce between 2.5-percent and 4-percent more food.

Sri Mulyani Indrawati

Women Men Food

Financial inclusion helps lift people out of poverty and can help speed economic development. It can draw more women into the mainstream of economic activity, harnessing their contributions to society.

Sri Mulyani Indrawati

Women Society Men

Women are emerging as a major force for change. Countries that have invested in girls' education and removed legal barriers that prevent women from achieving their potential are now seeing the benefits.

Sri Mulyani Indrawati

Women Men Legal

So much research has been done showing that the woman is the most vulnerable but also the biggest strength leading to economic progress.

Sri Mulyani Indrawati

Strength Woman Wing

I always enjoy the job and the work that I do, because that's the condition that I attach in accepting any job. This way, I can really work and dedicate myself to the institution for achieving the goal which I believe is a noble one.

Sri Mulyani Indrawati

Work Which Ways

People feel they are not participating in the decision-making process. Decisions are exclusive to those at the very top. You have grown up with crony capitalism and it creates ever more resentment.

Sri Mulyani Indrawati

Men Art You

Development is an endurance exercise with incremental improvements.

Sri Mulyani Indrawati

Men Wit T

In the 1990s, I was among those Indonesians who demanded and celebrated the departure of our own autocrat, Suharto, and I joined the new government when he left.

Sri Mulyani Indrawati

Men Government Art

Like many countries, Indonesia can transform its decision-making system to be more transparent and inclusive, particularly on resource allocation and use.

Sri Mulyani Indrawati

Art Use Us

In Indonesia, where I am from, the Dutch-imposed Civil Code dating back to the colonial 1870s prevailed until the 1974 Law on Marriage granted married women greater rights, including the ability to open individual bank accounts.

Sri Mulyani Indrawati

Women Men Marriage

Revolutions and their aftermaths, of course, are always fluid and fickle times, and the outcome is often perched on a knife's edge.

Sri Mulyani Indrawati

Time Ways Way

While prosperity and longevity arrive together, they cannot be treated the same. With greater wealth, people in Asia may not have to work as many hours as they do now. But living longer means they will have to work more years, not fewer.

Sri Mulyani Indrawati

Work Great Years

There's broad recognition that you really have to put the money where people are going to self-manage.

Sri Mulyani Indrawati

Money Age You

When we rebuild a house, we are rebuilding a home. When we recover from disaster, we are rebuilding lives and livelihoods.

Sri Mulyani Indrawati

Home Use Us

Many emerging countries are facing the same issue of overheating and inflation because they have been vigorously expanding fiscal and monetary policy to counter the 2008 shock.

Sri Mulyani Indrawati

Vigorous Use Us

Urbanization has relied on land conversion and land financing, which is causing urban sprawl and, on occasion, ghost towns and waste.

Sri Mulyani Indrawati

Which Waste Version

We won't be able to stop disasters from happening. On the contrary, climate change may increase the frequency and severity of floods, droughts and storms. But we are better equipped today to prepare for them and reduce their impact.

Sri Mulyani Indrawati

Sometimes our definitions fall short. Take, for example, the way we view income and labor. It simply doesn't cover enough of the work that women, and in particular poor women, are doing - especially in their own households and the vast 'informal' economy in which most of the world's poorest people work.

Sri Mulyani Indrawati

In middle-income countries, inequality becomes a problem because you can see there is a layer of people who are doing well, while the poor are still stuck there. We have 300 million poor in India.

Sri Mulyani Indrawati

I think the implications for the rise of China are huge in terms of the political landscape, economic balance, de-velopment thinking, and the environment.

Sri Mulyani Indrawati

Women are often paid far less than men, while they also perform most of the world's unpaid care work.

Sri Mulyani Indrawati

If managed well, urbanization can create enormous opportunities: allowing innovation and new ideas to emerge, saving energy, land and natural resources, managing climate and the risk of disasters.

Sri Mulyani Indrawati

Paternalistic regulations often prohibit women from holding jobs in certain industries: In the Russian Federation, women cannot drive trucks in the agriculture sector; in Belarus, they cannot be carpenters; in Kazakhstan, they cannot be welders.

Sri Mulyani Indrawati

If Indonesia improves governance of the fisheries sector and invests in large-scale maritime transport, it can double fish production by 2019.

Sri Mulyani Indrawati

Everyone with all those good intentions came to help Indonesia rebuild from the tsunami; but the co-ordination problem was very big, because they came with their own way of doing business; they came with the inflexibility of their own governance.

Sri Mulyani Indrawati

I have my own experience in Indonesia, of course. Sometimes in these transition situations, the new governments are still clumsy and awkward in responding to this new environment in which they operate. The only thing in their DNA is the old regime.

Sri Mulyani Indrawati

The confidence is really driven by the woman - whether she can have the confidence that there will be enough earning or income to finance all the domestic spending - but also by the middle-income class, which for many Asian countries has become the growth power for the economy.

Sri Mulyani Indrawati

Many developing countries are enjoying demographic changes. They have a younger demographic composition so they're not burdened by legacy policy. Now, if you combine this with a good macro policy and ambitious structural policy, those countries are able to move more flexibly and be more agile.

Sri Mulyani Indrawati

People now, especially with the Internet, are connected. They have an expectation of behaviour, of accountability, avoiding conflict and fair and just competition.

Sri Mulyani Indrawati

The problem of the food price is structural. The growth of demand cannot be checked in that it is coming from middle income countries demanding more quality and more quantity of food. High demand is here to stay.

Sri Mulyani Indrawati

I am still an Indonesian citizen.

Sri Mulyani Indrawati

Being able to save, make non-cash payments, send or receive remittances, get credit, or get insurance can be instrumental in raising living standards and helping businesses prosper. It helps people to invest more in education or health care.

Sri Mulyani Indrawati

If women had better access to the financial system - even so much as a basic deposit account at a bank - it would be a major step in the direction of greater wealth and greater economic empowerment.

Sri Mulyani Indrawati

I remember my first meeting with my management team when I became Indonesia's Minister of Finance. I was the youngest person and the first woman ever to hold that job. Everybody else in the room was male. I knew then that I had to work harder than any man to prove to them that I was capable.

Sri Mulyani Indrawati

When millions of dollars and thousands of humanitarian workers poured into Indonesia, we quickly faced the challenge of coordinating our own bureaucracy with the multitudes of approaches and priorities the donor community wanted to pursue.

Sri Mulyani Indrawati

Although many people in Aceh are still poor and vulnerable, the province resembles nothing like the place I saw the day after the tsunami hit.

Sri Mulyani Indrawati

We know we cannot achieve our twin goals of ending poverty and boosting shared prosperity without ending poverty and creating equality for women and girls.

Sri Mulyani Indrawati

Until we know how many women own businesses, we may under-invest in them as entrepreneurs and economic drivers.

Sri Mulyani Indrawati

It is rarely the quick fix that goes the farthest. So don't get tempted by political cycles and the lure of electoral wins.

Sri Mulyani Indrawati

Do what is best for most people, not just a few. Prevent your elites and growing middle class, those who often benefit most from growth and development, from turning into a special interests group that blocks reforms.

Sri Mulyani Indrawati

Infrastructure alone won't end poverty. The World Bank had to learn this lesson, too. While we believed too much in bricks and mortar in our early days, we now understand that bringing together funding, technical expertise, and tested knowledge goes much further.

Sri Mulyani Indrawati

China's urbanization supported the country's impressive growth and rapid economic transformation.

Sri Mulyani Indrawati

When both women and men contribute to a country's economic life on an equal basis, they help building stronger societies and stronger economies.

Sri Mulyani Indrawati

In many countries, laws still work to women's disadvantage - for example, by requiring married women to obtain their husbands' permission to register a business, own property, or work.

Sri Mulyani Indrawati

In middle-income countries, inequality becomes a problem because you can see there is a layer of people who are doing well, while the poor are still stuck there.

Sri Mulyani Indrawati

New leaders must also expect and manage setbacks. In post-revolutionary times, expectations are high, and the obstacles to meeting them are enormous.

Sri Mulyani Indrawati