Our initial idea with Stripe was that for people like us - those building apps and websites - it was incredibly difficult to take payments. So with an open mind, and maybe a useful lack of knowledge about the industry, we started building a payment product.

John Collison

Stripe is building payment infrastructure for the Web, so we make it easy to accept credit cards online. Before Stripe, the way you'd do this is using the legacy banking structure. It was slow, it was complex, it was expensive. It had this very chilling effect on e-commerce.

John Collison

With PayPal, you have to send people over to their website... whereas with Stripe, we offer a way to integrate payments into the website, on the website or into a mobile app. That is what all the best businesses care about, so we make it very easy, very fast, very simple and very cheap to do this.

John Collison

Our initial idea with Stripe was that for people like us - those building apps and websites - it was incredibly difficult to take payments. So with an open mind, and maybe a useful lack of knowledge about the industry, we started building a payment product.

John Collison

You could use many adjectives to describe Silicon Valley; I don't think 'normal' is one of them.

John Collison

People tend to pay too little attention to history - the history of Silicon Valley and American business - and think they're the first people to come across a problem.

John Collison

I think there is this very nice, if at times dangerous, untethered optimism that exists in Silicon Valley.

John Collison

The values we developed were instrumental in gaining a competitive advantage.

John Collison

One of the myths you see in entrepreneurship is that people have this dream one night, wake up the next morning, and start building it. It's actually much more of an iterative process.

John Collison

One of the really fascinating areas is marketplaces that take advantage of mobile devices. Ridesharing is the obvious example, but that's just the start of it, of selling goods and services with lightweight mobile apps.

John Collison

Elon Musk is a cool cookie.

John Collison

Our idea with starting Stripe was to build better payments technology for people building things on the web.

John Collison

Auctomatic was a compressed start-up experience, going from start to launch to acquisition in under a year. We spent a long time building the product before getting our first customer, whereas with Stripe we made sure we had paying customers from the very start.

John Collison

We hired extremely slowly at the beginning. It took us a year to get to four people. It's hard to hire as a very small company, and we wanted to make sure we found people who cared a lot about what Stripe was doing.

John Collison

The Internet is a testament to a connected system that works - it's a global network where any computer can reach another, and easily transfer information across.

John Collison

You're used to seeing values listed on waiting-room walls. Communication, integrity, excellence, and respect. Those were actually Enron's values.

John Collison

Part of Stripe's vision is linking people better on the web.

John Collison

My brother and I were born in an Irish county called Tipperary. We were both very math- and science-inclined in high school. My dad trained as an electrical engineer, and my mom is in microbiology.

John Collison

We want to grow the total amount of online commerce.

John Collison

Culture is what happens when the CEO isn't in the room.

John Collison

I think a lot of people learn to code messing around with things while in secondary school. And for me, it started up as a hobby and a plaything, and I just became more curious over time.

John Collison